Kasih Rakyat was established in 2010 for the purpose of serving the underserved especially in Micro Insurance. In its early days Kasih Rakyat partnered a local bank and within 3 years distributed close to 125,000 Micro Policies through the Bank’s Branch network.

Since 2014, we have developed our own ecosystem completely digitalised and have a network of agents who distribute Micro Insurance digitally, via our website and HP though our mobile friendly website.

Our Vision

To be Malaysia’s leading Micro Insurance distributor and to work with likeminded organisations and insurance companies. To develop our own range of Micro Insurance Products.

Our Mission

To insure every uninsured and underserved Malaysian to carry our CSR projects through our Persatuan Komuniti Kasih Rakyat Malaysia by offering Free training for Digital Knowledge, Training B40 in soft skills and basic leadership skills.

Peace of Mind

When you have insurance you know that you are
secured against any unforeseen events in life,
and this gives you complete peace of mind.

Peace of Mind

When you have insurance you know that you are secured against any unforeseen events in life, and this gives you complete peace of mind.

Unconditional Love

Getting insurance is your responsibility to your family and loved ones.
You may hate it but it is your responsibility.


Amount Description
RM 20,000.00 For death due to an accident such as motor vehicle accident, etc./

Bagi kematian akibat kemalangan seperti kemalangan kenderaan, dll

RM 30,000.00 Maximum coverage for permanent disablement or physical loss resulted from an accident, subject to Scale of Indemnity/

Perlindungan maksima bagi keilatan kekal atau kehilangan fizikal akibat kemalangan, tertakluk kepada Skala Pampasan

RM 10,000.00 Additional accident death benefit while travelling as a fare-paying passenger in a public conveyance/

Manfaat kematian kemalangan tambahan semasa dalam perjalanan sebagai penumpang yang membayar tambang dalam pengangkutan awam

RM 1,000.00 Funeral expense due to all causes; payable in addition to the death benefit. This benefit for death due to illness or natural death is payable only if such death occurs after six (6) months of the coverage effective date/

Perbelanjaan pengebumian akibat semua sebab; dibayar sebagai tambahan kepada manfaat kematian. Manfaat ini bagi kematian disebabkan penyakit atau kematian biasa hanya dibayar jika kematian tersebut berlaku selepas enam (6) bulan dari tarikh berkuatkuasa perlindungan

RM 30.00 Limit per day, up to a maximum of 30 days per accident for hospital cash benefit when hospitalised due to an accident/

Had setiap hari, sehingga maksima 30 hari untuk setiap kemalangan bagi manfaat tunai hospital ketika kemasukan hospital akibat kemalangan

RM 200.00 Limit per accident, reimbursement of actual charges incurred for ambulance fee/

Had bagi setiap kemalangan, bayaran balik caj sebenar untuk fi ambulans

RM 500.00 Limit per accident, for purchasing prosthesis which shall include wheelchair, crutches, artificial arm or leg/

Had bagi setiap kemalangan, untuk pembelian prostesis yang termasuk kerusi roda, topang, tangan atau kaki palsu

RM 150.00 Limit per accident, for replacement of loss documents due to snatch theft/

Had bagi setiap kemalangan, untuk penggantian kehilangan dokumen akibat diragut

RM 250.00 Limit per accident, for loss due to extortion while withdrawing money at ATM/

Had bagi setiap kemalangan, untuk kerugian disebabkan ugutan ketika mengeluarkan wang tunai di ATM

Our Experiences

In Market



policy holders

Our Office

Kasih Rakyat (M) Sdn Bhd

No. 2A-2, 1st Floor, Jalan USJ 9/5N,
UEP Subang Jaya, 47620 Subang Jaya,
Selangor Darul Ehsan.

Line 1: +603-8023 4336
Line 2: +603-8025 9208
Fax : +603-8023 4243

Kasih Rakyat (M) Sdn Bhd | Just another WordPress site